📊 Historical Return Benchmarks — Use as Rate References
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S&P 500 — Trailing 10-Year 13.1% Annualized total return (2014–2024)
Price + dividends reinvested
S&P 500 — Trailing 20-Year 10.4% Annualized total return (2004–2024)
Includes two major market downturns
S&P 500 — Trailing 30-Year 10.7% Annualized total return (1994–2024)
Broadest long-term measure
60/40 Portfolio — Trailing 10-Year 8.5% 60% S&P 500 / 40% US Bonds
Lower volatility, blended return
US Agg Bond Index — 10-Year 1.8% Bloomberg US Aggregate Bond Index
2014–2024 (reflects rate rise impact)
Benchmark note: These figures represent historical annualized returns for the stated periods and are for reference only. Past performance does not guarantee future results. Your actual returns will vary. Consult a financial advisor before making investment decisions.
Scenario A Green Line
0% = flat. 3% = grows with inflation each year.
Scenario B Gold Line
0% = flat. 3% = grows with inflation each year.
📈 Growth Over Time
📋 Year-by-Year Comparison
YearA — ContributedA — GainA — Value B — ContributedB — GainB — ValueA vs B
Want to see how these scenarios fit into your complete financial picture? Our advisors in Ashland, OH can build a plan around your specific goals.
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